OCIO vs SPYM

AOCIO

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · OCIO $13,813

Lowest cost0.02%SPYM · $2 on $10k

Most income9.47%OCIO · $947 on $10k

Smallest drop−7.0%OCIO · worst fall in 1Y

Held in common7.0%OCIO and SPYM

OCIO

SPYM

ClearShares OCIO ETF · $167MState Street SPDR Portfolio S&P 500 ETF · $182B

+14.4%3 years · per year$14,968 · $19,186+24.3%

+6.7%5 years · per year$13,813 · $18,126+12.6%

0.66%Expense ratio$66 · $2 on $10k · lower wins0.02%

9.47%12-mo yield$947 · $101 on $10k1.01%

−7.0%Worst dropSmaller wins−8.9%

11.7%VolatilityLower wins12.8%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsOCIO · SPYM

1.3%NVDA7.7%

1.1%AAPL7.4%

1.0%MSFT5.9%

0.4%AMZN3.8%

Held in common7.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	AOCIO	ClearShares OCIO ETFRead Desk		0.66%	9.47%	+0.8%	+7.9%	+8.5%	+14.4%	+6.7%	−7.0%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	AOCIO	ClearShares OCIO ETFRead Desk		0.66%	9.47%	+0.8%	+7.9%	+8.5%	+14.4%	+6.7%	−7.0%	$167M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OCIO vs SPYM

OCIO

ClearShares OCIO

$13,813

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureOCIOSPYM

Fee0.66%0.02%

Cost on $10k a year$66$2

Yield9.47%1.01%

5 years, per year+6.7%+12.6%

3 years, per year+14.4%+24.3%

Worst drop · 1Y−7.0%−8.9%

Volatility · 1Y11.7%12.8%

3–3measures won
level

7.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: OCIO, SPYM

Today

7.0%most shared, OCIO and SPYM

OCIOSPYM

OCIO—7.0%

SPYM7.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$881most kept, OCIO

OCIO$947 − $66 = $881

SPYM$101 − $2 = $99

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee