OCIO vs VTI

AOCIO

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,375VTI · OCIO $13,296

Lowest cost0.03%VTI · $3 on $10k

Most income9.78%OCIO · $978 on $10k

Smallest drop−7.0%OCIO · worst fall in 1Y

Held in common7.0%OCIO and VTI

OCIO

VTI

ClearShares OCIO ETF · $163MVanguard Morningstar Total Stock Market ETF · $689B

+12.8%3 years · per year$14,350 · $18,004+21.7%

+5.9%5 years · per year$13,296 · $16,375+10.4%

0.66%Expense ratio$66 · $3 on $10k · lower wins0.03%

9.78%12-mo yield$978 · $109 on $10k1.09%

−7.0%Worst dropSmaller wins−8.9%

12.2%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsOCIO · VTI

1.2%NVDA7.1%

1.2%AAPL6.6%

1.1%MSFT5.2%

0.4%AMZN3.3%

Held in common7.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AOCIO	ClearShares OCIO ETFRead Desk		0.66%	9.78%	+0.3%	+4.4%	+5.4%	+12.8%	+5.9%	−7.0%	$163M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AOCIO	ClearShares OCIO ETFRead Desk		0.66%	9.78%	+0.3%	+4.4%	+5.4%	+12.8%	+5.9%	−7.0%	$163M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OCIO vs VTI

OCIO

ClearShares OCIO

$13,296

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureOCIOVTI

Fee0.66%0.03%

Cost on $10k a year$66$3

Yield9.78%1.09%

5 years, per year+5.9%+10.4%

3 years, per year+12.8%+21.7%

Worst drop · 1Y−7.0%−8.9%

Volatility · 1Y12.2%13.7%

3–3measures won
level

7.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: OCIO, VTI

Today

7.0%most shared, OCIO and VTI

OCIOVTI

OCIO—7.0%

VTI7.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$912most kept, OCIO

OCIO$978 − $66 = $912

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee