ONEY vs DFAC

AONEY

BDFAC

Measures won2–4DFAC wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO · DFAC $17,417

Lowest cost0.03%VOO · $3 on $10k

Most income2.76%ONEY · $276 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common11.2%ONEY and DFAC

ONEY

DFAC

State Street SPDR Russell 1000 Yield Focus ETF · $671MDimensional - US Core Equity 2 ETF · $89.2B

+20.4%3 years · per year$17,447 · $18,682+23.2%

+10.9%5 years · per year$16,805 · $17,417+11.7%

0.20%Expense ratio$20 · $21 on $10k · lower wins0.21%

2.76%12-mo yield$276 · $87 on $10k0.87%

−9.1%Worst dropSmaller wins−8.5%

12.8%VolatilityLower wins12.3%

2–4DFAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsONEY · DFAC

1.5%EOG0.2%

1.1%TGT0.2%

1.0%DVN0.2%

1.1%KR0.2%

Held in common11.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
3	AONEY	State Street SPDR Russell 1000 Yield Focus ETFRead Desk	0.20%	2.76%	+2.5%	+24.3%	+28.4%	+20.4%	+10.9%	−9.1%	$671M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
3	AONEY	State Street SPDR Russell 1000 Yield Focus ETFRead Desk	0.20%	2.76%	+2.5%	+24.3%	+28.4%	+20.4%	+10.9%	−9.1%	$671M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ONEY vs DFAC

ONEY

SPDR Russell 1000 Yield Focus

$16,806

DFAC

Dimensional - US Core Equity 2

$17,417

MeasureONEYDFAC

Fee0.20%0.21%

Cost on $10k a year$20$21

Yield2.76%0.87%

5 years, per year+10.9%+11.7%

3 years, per year+20.4%+23.2%

Worst drop · 1Y−9.1%−8.5%

Volatility · 1Y12.8%12.3%

4–2measures won
DFAC first

11.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: ONEY, DFAC, VOO

Today

67.6%most shared, DFAC and VOO

ONEYDFACVOO

ONEY—11.2%5.3%

DFAC11.2%—67.6%

VOO5.3%67.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$256most kept, ONEY

ONEY$276 − $20 = $256

VOO$105 − $3 = $102

DFAC$87 − $21 = $66

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee