ONEY vs DFAC

AONEY

BDFAC

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · DFAC $16,820

Lowest cost0.03%VOO · $3 on $10k

Most income2.79%ONEY · $279 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common11.4%ONEY and DFAC

ONEY

DFAC

State Street SPDR Russell 1000 Yield Focus ETF · $669MDimensional - US Core Equity 2 ETF · $85.6B

+18.6%3 years · per year$16,674 · $17,787+21.2%

+10.4%5 years · per year$16,387 · $16,820+11.0%

0.20%Expense ratio$20 · $21 on $10k · lower wins0.21%

2.79%12-mo yield$279 · $88 on $10k0.88%

−9.1%Worst dropSmaller wins−8.5%

12.9%VolatilityLower wins13.1%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsONEY · DFAC

1.5%EOG0.2%

1.1%TGT0.2%

1.1%KR0.2%

1.9%ALL0.2%

Held in common11.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.88%	+2.4%	+14.1%	+17.7%	+21.2%	+11.0%	−8.5%	$85.6B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	AONEY	State Street SPDR Russell 1000 Yield Focus ETFRead Desk	0.20%	2.79%	+1.4%	+23.0%	+27.5%	+18.6%	+10.4%	−9.1%	$669M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.88%	+2.4%	+14.1%	+17.7%	+21.2%	+11.0%	−8.5%	$85.6B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	AONEY	State Street SPDR Russell 1000 Yield Focus ETFRead Desk	0.20%	2.79%	+1.4%	+23.0%	+27.5%	+18.6%	+10.4%	−9.1%	$669M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ONEY vs DFAC

ONEY

SPDR Russell 1000 Yield Focus

$16,387

DFAC

Dimensional - US Core Equity 2

$16,820

MeasureONEYDFAC

Fee0.20%0.21%

Cost on $10k a year$20$21

Yield2.79%0.88%

5 years, per year+10.4%+11.0%

3 years, per year+18.6%+21.2%

Worst drop · 1Y−9.1%−8.5%

Volatility · 1Y12.9%13.1%

3–3measures won
level

11.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: ONEY, DFAC, VOO, VUG

Today

67.4%most shared, DFAC and VOO

ONEYDFACVOOVUG

ONEY—11.4%5.3%0.2%

DFAC11.4%—67.4%35.8%

VOO5.3%67.4%—58.2%

VUG0.2%35.8%58.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$259most kept, ONEY

ONEY$279 − $20 = $259

VOO$107 − $3 = $104

DFAC$88 − $21 = $67

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee