OPER vs ICSH

AOPER

BICSH

Measures won1–3ICSH wins · of 6 · 5Y

$10,000 · 5Y$12,155ICSH · OPER $12,141

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OPER and ICSH

OPER

ICSH

ClearShares Ultra-Short Maturity ETF · $113MiShares Ultra Short Duration Bond Active ETF · $8.9B

+4.6%3 years · per year$11,440 · $11,543+4.9%

+4.0%5 years · per year$12,141 · $12,155+4.0%

0.20%Expense ratio$20 · $8 on $10k · lower wins0.08%

3.72%12-mo yield$372 · $412 on $10k4.12%

−0.1%Worst dropSmaller wins−0.1%

0.3%VolatilityLower wins0.4%

1–3ICSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOPER · ICSH

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BICSH	iShares Ultra Short Duration Bond Active ETFRead Desk	0.08%	4.12%	0.0%	+3.0%	+3.7%	+4.9%	+4.0%	−0.1%	$8.9B
2	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BICSH	iShares Ultra Short Duration Bond Active ETFRead Desk	0.08%	4.12%	0.0%	+3.0%	+3.7%	+4.9%	+4.0%	−0.1%	$8.9B
2	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OPER vs ICSH

OPER

ClearShares Ultra-Short Maturity

$12,141

ICSH

iShares Ultra Short Duration Bond Active

$12,155

MeasureOPERICSH

Fee0.20%0.08%

Cost on $10k a year$20$8

Yield3.72%4.12%

5 years, per year+4.0%+4.0%

3 years, per year+4.6%+4.9%

Worst drop · 1Y−0.1%−0.1%

Volatility · 1Y0.3%0.4%

3–1measures won
ICSH first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: OPER, ICSH, SGOV, VCIT

Today

[…]holdings […]

OPERICSHSGOVVCIT

OPER—[…][…][…]

ICSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

ICSH$412 − $8 = $404

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee