OPER vs MUB

AOPER

BMUB

Measures won5–1OPER wins · of 6 · 5Y

$10,000 · 5Y$12,139OPER · SGOV $12,086

Lowest cost0.05%MUB · $5 on $10k

Most income3.72%OPER · $372 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OPER and MUB

OPER

MUB

ClearShares Ultra-Short Maturity ETF · $113MiShares National Muni Bond ETF · $54.7B

+4.6%3 years · per year$11,440 · $11,418+4.5%

+4.0%5 years · per year$12,139 · $10,414+0.8%

0.20%Expense ratio$20 · $5 on $10k · lower wins0.05%

3.72%12-mo yield$372 · $327 on $10k3.27%

−0.1%Worst dropSmaller wins−6.3%

0.3%VolatilityLower wins3.7%

5–1OPER wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOPER · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OPER vs MUB

OPER

ClearShares Ultra-Short Maturity

$12,139

MUB

iShares National Muni Bond

$10,414

MeasureOPERMUB

Fee0.20%0.05%

Cost on $10k a year$20$5

Yield3.72%3.27%

5 years, per year+4.0%+0.8%

3 years, per year+4.6%+4.5%

Worst drop · 1Y−0.1%−6.3%

Volatility · 1Y0.3%3.7%

5–1measures won
OPER first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OPER, MUB, SGOV

Today

[…]holdings […]

OPERMUBSGOV

OPER—[…][…]

MUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee