OPER vs PULS

AOPER

BPULS

Measures won1–4PULS wins · of 6 · 5Y

$10,000 · 5Y$12,422PULS · OPER $12,137

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.1%OPER · worst fall in 1Y

Held in common0.0%OPER and PULS

OPER

PULS

ClearShares Ultra-Short Maturity ETF · $113MPGIM Ultra Short Bond ETF · $19.7B

+4.6%3 years · per year$11,446 · $11,672+5.3%

+4.0%5 years · per year$12,137 · $12,422+4.4%

0.20%Expense ratio$20 · $15 on $10k · lower wins0.15%

3.72%12-mo yield$372 · $436 on $10k4.36%

−0.1%Worst dropSmaller wins−0.1%

0.3%VolatilityLower wins0.4%

1–4PULS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOPER · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OPER vs PULS

OPER

ClearShares Ultra-Short Maturity

$12,138

PULS

PGIM Ultra Short Bond

$12,422

MeasureOPERPULS

Fee0.20%0.15%

Cost on $10k a year$20$15

Yield3.72%4.36%

5 years, per year+4.0%+4.4%

3 years, per year+4.6%+5.3%

Worst drop · 1Y−0.1%−0.1%

Volatility · 1Y0.3%0.4%

4–1measures won
PULS first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: OPER, PULS, VCIT, BND

Today

0.0%most shared, OPER and PULS

OPERPULSVCITBND

OPER—0.0%[…][…]

PULS0.0%—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

PULS$436 − $15 = $421

BND$413 − $3 = $410

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee