PULS vs BND

APULS

BBND

Measures won4–2PULS wins · of 6 · 5Y

$10,000 · 5Y$12,422PULS · OPER $12,137

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.1%OPER · worst fall in 1Y

Held in common[…]PULS and BND

PULS

BND

PGIM Ultra Short Bond ETF · $19.6BVanguard Total Bond Market ETF · $161B

+5.3%3 years · per year$11,672 · $11,733+5.5%

+4.4%5 years · per year$12,422 · $9,950−0.1%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

4.36%12-mo yield$436 · $413 on $10k4.13%

−0.1%Worst dropSmaller wins−4.5%

0.4%VolatilityLower wins4.0%

4–2PULS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPULS · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.6B
2	OPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.6B
2	OPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PULS vs BND

PULS

PGIM Ultra Short Bond

$12,422

BND

Vanguard Total Bond Market

$9,950

MeasurePULSBND

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield4.36%4.13%

5 years, per year+4.4%−0.1%

3 years, per year+5.3%+5.5%

Worst drop · 1Y−0.1%−4.5%

Volatility · 1Y0.4%4.0%

4–2measures won
PULS first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: OPER, PULS, VCIT, BND

Today

0.0%most shared, OPER and PULS

OPERPULSVCITBND

OPER—0.0%[…][…]

PULS0.0%—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

PULS$436 − $15 = $421

BND$413 − $3 = $410

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee