VCIT vs VUSB

AVCIT

BVUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,139OPER · VUSB $12,017

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.1%OPER · worst fall in 1Y

Held in common[…]VCIT and VUSB

VCIT

VUSB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Ultra-Short Bond ETF · $9.9B

+7.3%3 years · per year$12,368 · $11,646+5.2%

+1.0%5 years · per year$10,508 · $12,016+3.7%

0.03%Expense ratio$3 · $10 on $10k · lower wins0.10%

5.02%12-mo yield$502 · $427 on $10k4.27%

−4.9%Worst dropSmaller wins−0.4%

4.5%VolatilityLower wins0.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	OPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	OPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VUSB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

VUSB

Vanguard Ultra-Short Bond

$12,016

MeasureVCITVUSB

Fee0.03%0.10%

Cost on $10k a year$3$10

Yield5.02%4.27%

5 years, per year+1.0%+3.7%

3 years, per year+7.3%+5.2%

Worst drop · 1Y−4.9%−0.4%

Volatility · 1Y4.5%0.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OPER, VUSB, VCIT, BND

Today

[…]holdings […]

OPERVUSBVCITBND

OPER—[…][…][…]

VUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VUSB$427 − $10 = $417

BND$412 − $3 = $409

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee