OPER vs VUSB

AOPER

BVUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,141OPER · VUSB $12,019

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.1%OPER · worst fall in 1Y

Held in common[…]OPER and VUSB

OPER

VUSB

ClearShares Ultra-Short Maturity ETF · $113MVanguard Ultra-Short Bond ETF · $9.9B

+4.6%3 years · per year$11,443 · $11,641+5.2%

+4.0%5 years · per year$12,141 · $12,019+3.7%

0.20%Expense ratio$20 · $10 on $10k · lower wins0.10%

3.72%12-mo yield$372 · $427 on $10k4.27%

−0.1%Worst dropSmaller wins−0.4%

0.3%VolatilityLower wins0.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOPER · VUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OPER vs VUSB

OPER

ClearShares Ultra-Short Maturity

$12,141

VUSB

Vanguard Ultra-Short Bond

$12,019

MeasureOPERVUSB

Fee0.20%0.10%

Cost on $10k a year$20$10

Yield3.72%4.27%

5 years, per year+4.0%+3.7%

3 years, per year+4.6%+5.2%

Worst drop · 1Y−0.1%−0.4%

Volatility · 1Y0.3%0.7%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: OPER, VUSB, VCIT, BNDX

Today

[…]holdings […]

OPERVUSBVCITBNDX

OPER—[…][…][…]

VUSB[…]—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

VUSB$427 − $10 = $417

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee