OSEA vs IFLO

AOSEA

BIFLO

Measures won1–3IFLO wins · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.55%OSEA · $55 on $10k

Most income1.71%IFLO · $171 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common2.8%OSEA and IFLO

OSEA

IFLO

Harbor International Compounders ETF (OSEA) · $373MVictoryShares International Free Cash Flow ETF · $299M

+11.2%3 years · per year$13,764 · […][…]

[…]5 years · per year[…]

0.55%Expense ratio$55 · $67 on $10k · lower wins0.67%

1.27%12-mo yield$127 · $171 on $10k1.71%

−11.1%Worst dropSmaller wins−7.3%

15.3%VolatilityLower wins14.7%

1–3IFLO wins

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsOSEA · IFLO

4.5%SAP.DE1.7%

4.3%TSCO.L1.1%

Held in common2.8%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk		0.55%	1.27%	−0.7%	−1.9%	−1.1%	+11.2%	new	−11.1%	$373M
2	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk		0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk		0.55%	1.27%	−0.7%	−1.9%	−1.1%	+11.2%	new	−11.1%	$373M
2	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk		0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OSEA vs IFLO

OSEA

Harbor International Compounders ETF (OSEA)

[…]

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureOSEAIFLO

Fee0.55%0.67%

Cost on $10k a year$55$67

Yield1.27%1.71%

5 years, per year[…][…]

3 years, per year+11.2%[…]

Worst drop · 1Y−11.1%−7.3%

Volatility · 1Y15.3%14.7%

3–1measures won
IFLO first

2.8%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: OSEA, IFLO

Today

2.8%most shared, OSEA and IFLO

OSEAIFLO

OSEA—2.8%

IFLO2.8%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, IFLO

IFLO$171 − $67 = $104

OSEA$127 − $55 = $72

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee