OSEA vs SCHF

AOSEA

BSCHF

Measures won2–3SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,685SCHF · VEA $15,497

Lowest cost0.03%SCHF · $3 on $10k

Most income3.10%SCHF · $311 on $10k

Smallest drop−11.1%OSEA · worst fall in 1Y

Held in common8.4%OSEA and SCHF

OSEA

SCHF

Harbor International Compounders ETF (OSEA) · $369MSchwab International Equity ETF · $65.8B

+9.7%3 years · per year$13,198 · $17,539+20.6%

[…]5 years · per year[…] · $15,685+9.4%

0.55%Expense ratio$55 · $3 on $10k · lower wins0.03%

1.25%12-mo yield$125 · $311 on $10k3.10%

−11.1%Worst dropSmaller wins−11.5%

16.0%VolatilityLower wins18.4%

2–3SCHF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOSEA · SCHF

4.9%ASML.AS2.0%

4.4%AZN.L1.0%

3.5%NESN.SW1.0%

4.6%SAP.DE0.8%

Held in common8.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.25%	+1.9%	−0.3%	+1.7%	+9.7%	new	−11.1%	$369M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.25%	+1.9%	−0.3%	+1.7%	+9.7%	new	−11.1%	$369M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OSEA vs SCHF

OSEA

Harbor International Compounders ETF (OSEA)

[…]

SCHF

Schwab International Equity

$15,685

MeasureOSEASCHF

Fee0.55%0.03%

Cost on $10k a year$55$3

Yield1.25%3.10%

5 years, per year[…]+9.4%

3 years, per year+9.7%+20.6%

Worst drop · 1Y−11.1%−11.5%

Volatility · 1Y16.0%18.4%

3–2measures won
SCHF first

8.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: OSEA, SCHF, VEA

Today

83.9%most shared, SCHF and VEA

OSEASCHFVEA

OSEA—8.4%7.1%

SCHF8.4%—83.9%

VEA7.1%83.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VEA$244 − $3 = $241

OSEA$125 − $55 = $70

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee