OSEA vs SCHF

AOSEA

BSCHF

Measures won2–3SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VXUS $14,489

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−11.1%OSEA · worst fall in 1Y

Held in common8.3%OSEA and SCHF

OSEA

SCHF

Harbor International Compounders ETF (OSEA) · $369MSchwab International Equity ETF · $65.8B

+10.0%3 years · per year$13,321 · $17,419+20.3%

[…]5 years · per year[…] · $15,397+9.0%

0.55%Expense ratio$55 · $3 on $10k · lower wins0.03%

1.27%12-mo yield$127 · $319 on $10k3.19%

−11.1%Worst dropSmaller wins−11.5%

15.9%VolatilityLower wins18.2%

2–3SCHF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOSEA · SCHF

4.8%ASML.AS1.9%

4.4%AZN.L1.0%

3.5%NESN.SW1.0%

4.6%SAP.DE0.8%

Held in common8.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.27%	−0.5%	−2.1%	−1.1%	+10.0%	new	−11.1%	$369M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.27%	−0.5%	−2.1%	−1.1%	+10.0%	new	−11.1%	$369M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OSEA vs SCHF

OSEA

Harbor International Compounders ETF (OSEA)

[…]

SCHF

Schwab International Equity

$15,397

MeasureOSEASCHF

Fee0.55%0.03%

Cost on $10k a year$55$3

Yield1.27%3.19%

5 years, per year[…]+9.0%

3 years, per year+10.0%+20.3%

Worst drop · 1Y−11.1%−11.5%

Volatility · 1Y15.9%18.2%

3–2measures won
SCHF first

8.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: OSEA, SCHF, VXUS

Today

61.8%most shared, SCHF and VXUS

OSEASCHFVXUS

OSEA—8.3%5.1%

SCHF8.3%—61.8%

VXUS5.1%61.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VXUS$245 − $5 = $240

OSEA$127 − $55 = $72

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee