OSEA vs VXUS

AOSEA

BVXUS

Measures won2–3VXUS wins · of 6 · 5Y

$10,000 · 5Y$15,228IEFA · VXUS $15,003

Lowest cost0.05%VXUS · $5 on $10k

Most income3.34%IEFA · $334 on $10k

Smallest drop−11.1%OSEA · worst fall in 1Y

Held in common5.1%OSEA and VXUS

OSEA

VXUS

Harbor International Compounders ETF (OSEA) · $378MVanguard Total International Stock ETF · $163B

+11.5%3 years · per year$13,879 · $17,726+21.0%

[…]5 years · per year[…] · $15,003+8.5%

0.55%Expense ratio$55 · $5 on $10k · lower wins0.05%

1.23%12-mo yield$123 · $237 on $10k2.37%

−11.1%Worst dropSmaller wins−11.3%

15.6%VolatilityLower wins17.3%

2–3VXUS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOSEA · VXUS

5.3%ASML.AS1.5%

4.4%AZN.L0.5%

3.4%NESN.SW0.5%

3.9%SIE.DE0.5%

Held in common5.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
2	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.23%	+3.0%	+1.1%	+1.4%	+11.5%	new	−11.1%	$378M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
2	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AOSEA	Harbor International Compounders ETF (OSEA)Read Desk	0.55%	1.23%	+3.0%	+1.1%	+1.4%	+11.5%	new	−11.1%	$378M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OSEA vs VXUS

OSEA

Harbor International Compounders ETF (OSEA)

[…]

VXUS

Vanguard Total International Stock

$15,003

MeasureOSEAVXUS

Fee0.55%0.05%

Cost on $10k a year$55$5

Yield1.23%2.37%

5 years, per year[…]+8.5%

3 years, per year+11.5%+21.0%

Worst drop · 1Y−11.1%−11.3%

Volatility · 1Y15.6%17.3%

3–2measures won
VXUS first

5.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: OSEA, VXUS, IEFA

Today

49.9%most shared, VXUS and IEFA

OSEAVXUSIEFA

OSEA—5.1%9.8%

VXUS5.1%—49.9%

IEFA9.8%49.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, IEFA

IEFA$334 − $7 = $327

VXUS$237 − $5 = $232

OSEA$123 − $55 = $68

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee