OVB vs IUSB

AOVB

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · IUSB $10,142

Lowest cost0.06%IUSB · $6 on $10k

Most income6.75%OVB · $675 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OVB and IUSB

OVB

IUSB

Overlay Shares Core Bond ETF · $48MiShares Core Universal USD Bond ETF · $50.3B

+7.7%3 years · per year$12,484 · $11,909+6.0%

+0.0%5 years · per year$10,015 · $10,142+0.3%

0.79%Expense ratio$79 · $6 on $10k · lower wins0.06%

6.75%12-mo yield$675 · $433 on $10k4.33%

−4.0%Worst dropSmaller wins−4.3%

6.4%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	AOVB	Overlay Shares Core Bond ETFRead Desk	0.79%	6.75%	−1.0%	+0.4%	+1.4%	+7.7%	0.0%	−4.0%	$48M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	AOVB	Overlay Shares Core Bond ETFRead Desk	0.79%	6.75%	−1.0%	+0.4%	+1.4%	+7.7%	0.0%	−4.0%	$48M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVB vs IUSB

OVB

Overlay Shares Core Bond

$10,015

IUSB

iShares Core Universal USD Bond

$10,142

MeasureOVBIUSB

Fee0.79%0.06%

Cost on $10k a year$79$6

Yield6.75%4.33%

5 years, per year+0.0%+0.3%

3 years, per year+7.7%+6.0%

Worst drop · 1Y−4.0%−4.3%

Volatility · 1Y6.4%3.9%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OVB, IUSB, SGOV

Today

[…]holdings […]

OVBIUSBSGOV

OVB—[…][…]

IUSB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$596most kept, OVB

OVB$675 − $79 = $596

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee