OVF vs BINT

AOVF

BBINT

Measures won1–3BINT wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · OVF $14,638

Lowest cost0.03%VEA · $3 on $10k

Most income12.94%OVF · $1,294 on $10k

Smallest drop−10.9%BINT · worst fall in 1Y

Held in common19.3%OVF and BINT

OVF

BINT

Overlay Shares Foreign Equity ETF · $65MBluemonte Global Equity ETF · $432M

+20.7%3 years · per year$17,567 · […][…]

+7.9%5 years · per year$14,638 · […][…]

0.83%Expense ratio$83 · $28 on $10k · lower wins0.28%

12.94%12-mo yield$1,294 · $157 on $10k1.57%

−11.6%Worst dropSmaller wins−10.9%

19.5%VolatilityLower wins17.3%

1–3BINT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOVF · BINT

23.5%IEMG19.3%

Held in common19.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.94%	−0.1%	+7.7%	+12.0%	+20.7%	+7.9%	−11.6%	$65M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BBINT	Bluemonte Global Equity ETFRead Desk	0.28%	1.57%	+0.3%	+9.0%	+11.8%	new	new	−10.9%	$432M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.94%	−0.1%	+7.7%	+12.0%	+20.7%	+7.9%	−11.6%	$65M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BBINT	Bluemonte Global Equity ETFRead Desk	0.28%	1.57%	+0.3%	+9.0%	+11.8%	new	new	−10.9%	$432M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs BINT

OVF

Overlay Shares Foreign Equity

$14,638

BINT

Bluemonte Global Equity

[…]

MeasureOVFBINT

Fee0.83%0.28%

Cost on $10k a year$83$28

Yield12.94%1.57%

5 years, per year+7.9%[…]

3 years, per year+20.7%[…]

Worst drop · 1Y−11.6%−10.9%

Volatility · 1Y19.5%17.3%

3–1measures won
BINT first

19.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: OVF, BINT, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

OVFBINTVXUSVEA

OVF—19.3%0.0%0.0%

BINT19.3%—0.0%0.0%

VXUS0.0%0.0%—65.3%

VEA0.0%0.0%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,211most kept, OVF

OVF$1,294 − $83 = $1,211

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

BINT$157 − $28 = $129

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee