OVF vs FNDF

AOVF

BFNDF

Measures won1–5FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,791FNDF · OVF $14,939

Lowest cost0.25%FNDF · $25 on $10k

Most income12.67%OVF · $1,267 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common0.0%OVF and FNDF

OVF

FNDF

Overlay Shares Foreign Equity ETF · $66MSchwab Fundamental International Large Company Index ETF · $25.8B

+22.8%3 years · per year$18,501 · $19,645+25.2%

+8.4%5 years · per year$14,939 · $18,791+13.4%

0.83%Expense ratio$83 · $25 on $10k · lower wins0.25%

12.67%12-mo yield$1,267 · $305 on $10k3.05%

−11.6%Worst dropSmaller wins−10.6%

18.8%VolatilityLower wins16.2%

1–5FNDF wins

$10,000 · 5 yearsOne scale

Shared top holdingsOVF · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk		0.83%	12.67%	−0.4%	+10.0%	+13.6%	+22.8%	+8.4%	−11.6%	$66M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	3.05%	−0.6%	+19.3%	+26.1%	+25.2%	+13.4%	−10.6%	$25.8B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk		0.83%	12.67%	−0.4%	+10.0%	+13.6%	+22.8%	+8.4%	−11.6%	$66M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs FNDF

OVF

Overlay Shares Foreign Equity

$14,939

FNDF

Schwab Fundamental International Large Company Index

$18,791

MeasureOVFFNDF

Fee0.83%0.25%

Cost on $10k a year$83$25

Yield12.67%3.05%

5 years, per year+8.4%+13.4%

3 years, per year+22.8%+25.2%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y18.8%16.2%

5–1measures won
FNDF first

0.0%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: OVF, FNDF

Today

0.0%most shared, OVF and FNDF

OVFFNDF

OVF—0.0%

FNDF0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,184most kept, OVF

OVF$1,267 − $83 = $1,184

FNDF$305 − $25 = $280

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee