OVF vs FNDF

AOVF

BFNDF

Measures won1–5FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · OVF $14,589

Lowest cost0.05%VXUS · $5 on $10k

Most income12.93%OVF · $1,293 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common0.0%OVF and FNDF

OVF

FNDF

Overlay Shares Foreign Equity ETF · $67MSchwab Fundamental International Large Company Index ETF · $25.9B

+21.3%3 years · per year$17,839 · $19,830+25.6%

+7.8%5 years · per year$14,589 · $19,326+14.1%

0.83%Expense ratio$83 · $25 on $10k · lower wins0.25%

12.93%12-mo yield$1,293 · $299 on $10k2.99%

−11.6%Worst dropSmaller wins−10.6%

19.5%VolatilityLower wins16.4%

1–5FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVF · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.93%	−4.6%	+7.8%	+12.8%	+21.3%	+7.8%	−11.6%	$67M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.93%	−4.6%	+7.8%	+12.8%	+21.3%	+7.8%	−11.6%	$67M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs FNDF

OVF

Overlay Shares Foreign Equity

$14,589

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureOVFFNDF

Fee0.83%0.25%

Cost on $10k a year$83$25

Yield12.93%2.99%

5 years, per year+7.8%+14.1%

3 years, per year+21.3%+25.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y19.5%16.4%

5–1measures won
FNDF first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OVF, FNDF, VXUS

Today

7.1%most shared, FNDF and VXUS

OVFFNDFVXUS

OVF—0.0%0.0%

FNDF0.0%—7.1%

VXUS0.0%7.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,210most kept, OVF

OVF$1,293 − $83 = $1,210

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee