OVF vs INTL

AOVF

BINTL

Measures won2–3INTL wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · OVF $15,025

Lowest cost0.03%VEA · $3 on $10k

Most income12.53%OVF · $1,253 on $10k

Smallest drop−11.5%INTL · worst fall in 1Y

Held in common18.7%OVF and INTL

OVF

INTL

Overlay Shares Foreign Equity ETF · $65MMain International ETF · $235M

+21.1%3 years · per year$17,751 · $15,945+16.8%

+8.5%5 years · per year$15,025 · […][…]

0.83%Expense ratio$83 · $79 on $10k · lower wins0.79%

12.53%12-mo yield$1,253 · $350 on $10k3.50%

−11.6%Worst dropSmaller wins−11.5%

19.8%VolatilityLower wins18.2%

2–3INTL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVF · INTL

24.0%IEMG18.7%

Held in common18.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.53%	+3.3%	+11.3%	+16.4%	+21.1%	+8.5%	−11.6%	$65M
3	BINTL	Main International ETFRead Desk	0.79%	3.50%	+2.7%	+6.9%	+10.1%	+16.8%	new	−11.5%	$235M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.53%	+3.3%	+11.3%	+16.4%	+21.1%	+8.5%	−11.6%	$65M
3	BINTL	Main International ETFRead Desk	0.79%	3.50%	+2.7%	+6.9%	+10.1%	+16.8%	new	−11.5%	$235M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs INTL

OVF

Overlay Shares Foreign Equity

$15,025

INTL

Main International

[…]

MeasureOVFINTL

Fee0.83%0.79%

Cost on $10k a year$83$79

Yield12.53%3.50%

5 years, per year+8.5%[…]

3 years, per year+21.1%+16.8%

Worst drop · 1Y−11.6%−11.5%

Volatility · 1Y19.8%18.2%

3–2measures won
INTL first

18.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: OVF, INTL, VEA

Today

18.7%most shared, OVF and INTL

OVFINTLVEA

OVF—18.7%0.0%

INTL18.7%—0.0%

VEA0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,170most kept, OVF

OVF$1,253 − $83 = $1,170

INTL$350 − $79 = $271

VEA$244 − $3 = $241

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee