OVF vs SCHF

AOVF

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$16,097SCHF · OVF $15,386

Lowest cost0.03%SCHF · $3 on $10k

Most income12.34%OVF · $1,234 on $10k

Smallest drop−11.5%SCHF · worst fall in 1Y

Held in common0.0%OVF and SCHF

OVF

SCHF

Overlay Shares Foreign Equity ETF · $66MSchwab International Equity ETF · $67.8B

+23.2%3 years · per year$18,691 · $18,389+22.5%

+9.0%5 years · per year$15,386 · $16,097+10.0%

0.83%Expense ratio$83 · $3 on $10k · lower wins0.03%

12.34%12-mo yield$1,234 · $306 on $10k3.06%

−11.6%Worst dropSmaller wins−11.5%

19.0%VolatilityLower wins17.8%

2–4SCHF wins

$10,000 · 5 yearsOne scale

Shared top holdingsOVF · SCHF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSCHF	Schwab International Equity ETFRead Desk		0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$67.8B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk		0.83%	12.34%	+2.7%	+12.9%	+16.5%	+23.2%	+9.0%	−11.6%	$66M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSCHF	Schwab International Equity ETFRead Desk		0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$67.8B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk		0.83%	12.34%	+2.7%	+12.9%	+16.5%	+23.2%	+9.0%	−11.6%	$66M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs SCHF

OVF

Overlay Shares Foreign Equity

$15,386

SCHF

Schwab International Equity

$16,097

MeasureOVFSCHF

Fee0.83%0.03%

Cost on $10k a year$83$3

Yield12.34%3.06%

5 years, per year+9.0%+10.0%

3 years, per year+23.2%+22.5%

Worst drop · 1Y−11.6%−11.5%

Volatility · 1Y19.0%17.8%

4–2measures won
SCHF first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: OVF, SCHF

Today

0.0%most shared, OVF and SCHF

OVFSCHF

OVF—0.0%

SCHF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,151most kept, OVF

OVF$1,234 − $83 = $1,151

SCHF$306 − $3 = $303

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee