OVF vs SCHF

AOVF

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,351SCHF · OVF $14,589

Lowest cost0.03%SCHF · $3 on $10k

Most income12.93%OVF · $1,293 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.0%OVF and SCHF

OVF

SCHF

Overlay Shares Foreign Equity ETF · $67MSchwab International Equity ETF · $68.2B

+21.3%3 years · per year$17,839 · $17,665+20.9%

+7.8%5 years · per year$14,589 · $15,351+8.9%

0.83%Expense ratio$83 · $3 on $10k · lower wins0.03%

12.93%12-mo yield$1,293 · $318 on $10k3.18%

−11.6%Worst dropSmaller wins−11.5%

19.5%VolatilityLower wins18.2%

2–4SCHF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVF · SCHF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.93%	−4.6%	+7.8%	+12.8%	+21.3%	+7.8%	−11.6%	$67M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B
2	AOVF	Overlay Shares Foreign Equity ETFRead Desk	0.83%	12.93%	−4.6%	+7.8%	+12.8%	+21.3%	+7.8%	−11.6%	$67M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVF vs SCHF

OVF

Overlay Shares Foreign Equity

$14,589

SCHF

Schwab International Equity

$15,351

MeasureOVFSCHF

Fee0.83%0.03%

Cost on $10k a year$83$3

Yield12.93%3.18%

5 years, per year+7.8%+8.9%

3 years, per year+21.3%+20.9%

Worst drop · 1Y−11.6%−11.5%

Volatility · 1Y19.5%18.2%

4–2measures won
SCHF first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OVF, SCHF, VXUS

Today

6.3%most shared, SCHF and VXUS

OVFSCHFVXUS

OVF—0.0%0.0%

SCHF0.0%—6.3%

VXUS0.0%6.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,210most kept, OVF

OVF$1,293 − $83 = $1,210

SCHF$318 − $3 = $315

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee