OVL vs DFAC

AOVL

BDFAC

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · OVL $17,058

Lowest cost0.03%VOO · $3 on $10k

Most income9.82%OVL · $982 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common0.0%OVL and DFAC

OVL

DFAC

Overlay Shares Large Cap Equity ETF · $529MDimensional - US Core Equity 2 ETF · $85.7B

+24.2%3 years · per year$19,177 · $17,812+21.2%

+11.3%5 years · per year$17,058 · $16,526+10.6%

0.79%Expense ratio$79 · $21 on $10k · lower wins0.21%

9.82%12-mo yield$982 · $90 on $10k0.90%

−8.7%Worst dropSmaller wins−8.5%

16.1%VolatilityLower wins12.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVL · DFAC

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AOVL	Overlay Shares Large Cap Equity ETFRead Desk	0.79%	9.82%	−5.3%	+8.9%	+11.0%	+24.2%	+11.3%	−8.7%	$529M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AOVL	Overlay Shares Large Cap Equity ETFRead Desk	0.79%	9.82%	−5.3%	+8.9%	+11.0%	+24.2%	+11.3%	−8.7%	$529M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVL vs DFAC

OVL

Overlay Shares Large Cap Equity

$17,058

DFAC

Dimensional - US Core Equity 2

$16,526

MeasureOVLDFAC

Fee0.79%0.21%

Cost on $10k a year$79$21

Yield9.82%0.90%

5 years, per year+11.3%+10.6%

3 years, per year+24.2%+21.2%

Worst drop · 1Y−8.7%−8.5%

Volatility · 1Y16.1%12.9%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: OVL, DFAC, VOO

Today

67.8%most shared, DFAC and VOO

OVLDFACVOO

OVL—0.0%0.0%

DFAC0.0%—67.8%

VOO0.0%67.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$903most kept, OVL

OVL$982 − $79 = $903

VOO$110 − $3 = $107

DFAC$90 − $21 = $69

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee