OVM vs JMUB

AOVM

BJMUB

Measures won2–4JMUB wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · JMUB $10,619

Lowest cost0.03%VCIT · $3 on $10k

Most income5.76%OVM · $576 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OVM and JMUB

OVM

JMUB

Overlay Shares Municipal Bond ETF · $46MJPMorgan Municipal ETF · $9.2B

+6.6%3 years · per year$12,128 · $11,510+4.8%

+1.1%5 years · per year$10,570 · $10,619+1.2%

0.81%Expense ratio$81 · $18 on $10k · lower wins0.18%

5.76%12-mo yield$576 · $379 on $10k3.79%

−6.4%Worst dropSmaller wins−5.9%

5.7%VolatilityLower wins3.5%

2–4JMUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOVM · JMUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.2B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.76%	+0.3%	+2.0%	+3.0%	+6.6%	+1.1%	−6.4%	$46M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.2B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.76%	+0.3%	+2.0%	+3.0%	+6.6%	+1.1%	−6.4%	$46M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVM vs JMUB

OVM

Overlay Shares Municipal Bond

$10,570

JMUB

JPMorgan Municipal

$10,619

MeasureOVMJMUB

Fee0.81%0.18%

Cost on $10k a year$81$18

Yield5.76%3.79%

5 years, per year+1.1%+1.2%

3 years, per year+6.6%+4.8%

Worst drop · 1Y−6.4%−5.9%

Volatility · 1Y5.7%3.5%

4–2measures won
JMUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: OVM, JMUB, SGOV, VCIT

Today

[…]holdings […]

OVMJMUBSGOVVCIT

OVM—[…][…][…]

JMUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OVM$576 − $81 = $495

JMUB$379 − $18 = $361

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee