OVM vs SCHD

AOVM

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · SGOV $12,090

Lowest cost0.06%SCHD · $6 on $10k

Most income5.76%OVM · $576 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%OVM and SCHD

OVM

SCHD

Overlay Shares Municipal Bond ETF · $46MSchwab U.S. Dividend Equity ETF · $120B

+6.6%3 years · per year$12,128 · $17,266+20.0%

+1.1%5 years · per year$10,570 · $16,267+10.2%

0.81%Expense ratio$81 · $6 on $10k · lower wins0.06%

5.76%12-mo yield$576 · $300 on $10k3.00%

−6.4%Worst dropSmaller wins−6.9%

5.7%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.76%	+0.3%	+2.0%	+3.0%	+6.6%	+1.1%	−6.4%	$46M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.76%	+0.3%	+2.0%	+3.0%	+6.6%	+1.1%	−6.4%	$46M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVM vs SCHD

OVM

Overlay Shares Municipal Bond

$10,570

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureOVMSCHD

Fee0.81%0.06%

Cost on $10k a year$81$6

Yield5.76%3.00%

5 years, per year+1.1%+10.2%

3 years, per year+6.6%+20.0%

Worst drop · 1Y−6.4%−6.9%

Volatility · 1Y5.7%11.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: OVM, SCHD, SGOV

Today

0.0%most shared, OVM and SCHD

OVMSCHDSGOV

OVM—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$495most kept, OVM

OVM$576 − $81 = $495

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee