OVM vs SUB

AOVM

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SUB $10,841

Lowest cost0.07%SUB · $7 on $10k

Most income5.74%OVM · $574 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OVM and SUB

OVM

SUB

Overlay Shares Municipal Bond ETF · $46MiShares Short-Term National Muni Bond ETF · $13.3B

+7.1%3 years · per year$12,297 · $11,044+3.4%

+1.2%5 years · per year$10,626 · $10,841+1.6%

0.81%Expense ratio$81 · $7 on $10k · lower wins0.07%

5.74%12-mo yield$574 · $257 on $10k2.57%

−6.4%Worst dropSmaller wins−1.9%

5.6%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVM · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.74%	+0.9%	+2.4%	+3.1%	+7.1%	+1.2%	−6.4%	$46M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B
3	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.74%	+0.9%	+2.4%	+3.1%	+7.1%	+1.2%	−6.4%	$46M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVM vs SUB

OVM

Overlay Shares Municipal Bond

$10,626

SUB

iShares Short-Term National Muni Bond

$10,841

MeasureOVMSUB

Fee0.81%0.07%

Cost on $10k a year$81$7

Yield5.74%2.57%

5 years, per year+1.2%+1.6%

3 years, per year+7.1%+3.4%

Worst drop · 1Y−6.4%−1.9%

Volatility · 1Y5.6%1.4%

4–2measures won
SUB first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: OVM, SUB, SGOV

Today

[…]holdings […]

OVMSUBSGOV

OVM—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee