OVM vs VCIT

AOVM

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,610OVM · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.74%OVM · $574 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]OVM and VCIT

OVM

VCIT

Overlay Shares Municipal Bond ETF · $46MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+6.2%3 years · per year$11,994 · $12,129+6.6%

+1.2%5 years · per year$10,610 · $10,510+1.0%

0.81%Expense ratio$81 · $3 on $10k · lower wins0.03%

5.74%12-mo yield$574 · $502 on $10k5.02%

−6.4%Worst dropSmaller wins−4.9%

5.7%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVM · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.74%	+0.4%	+2.4%	+3.4%	+6.2%	+1.2%	−6.4%	$46M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.74%	+0.4%	+2.4%	+3.4%	+6.2%	+1.2%	−6.4%	$46M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVM vs VCIT

OVM

Overlay Shares Municipal Bond

$10,610

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureOVMVCIT

Fee0.81%0.03%

Cost on $10k a year$81$3

Yield5.74%5.02%

5 years, per year+1.2%+1.0%

3 years, per year+6.2%+6.6%

Worst drop · 1Y−6.4%−4.9%

Volatility · 1Y5.7%4.5%

4–2measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: OVM, VCIT, MUB

Today

[…]holdings […]

OVMVCITMUB

OVM—[…][…]

VCIT[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OVM$574 − $81 = $493

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee