OVM vs VCIT

AOVM

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · OVM $10,540

Lowest cost0.03%VCIT · $3 on $10k

Most income5.78%OVM · $578 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]OVM and VCIT

OVM

VCIT

Overlay Shares Municipal Bond ETF · $46MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+6.8%3 years · per year$12,180 · $12,368+7.3%

+1.1%5 years · per year$10,540 · $10,508+1.0%

0.81%Expense ratio$81 · $3 on $10k · lower wins0.03%

5.78%12-mo yield$578 · $502 on $10k5.02%

−6.4%Worst dropSmaller wins−4.9%

5.7%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsOVM · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.78%	−0.7%	+1.7%	+2.6%	+6.8%	+1.1%	−6.4%	$46M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	AOVM	Overlay Shares Municipal Bond ETFRead Desk	0.81%	5.78%	−0.7%	+1.7%	+2.6%	+6.8%	+1.1%	−6.4%	$46M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OVM vs VCIT

OVM

Overlay Shares Municipal Bond

$10,540

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureOVMVCIT

Fee0.81%0.03%

Cost on $10k a year$81$3

Yield5.78%5.02%

5 years, per year+1.1%+1.0%

3 years, per year+6.8%+7.3%

Worst drop · 1Y−6.4%−4.9%

Volatility · 1Y5.7%4.5%

4–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: OVM, VCIT, SGOV

Today

[…]holdings […]

OVMVCITSGOV

OVM—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OVM$578 − $81 = $497

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee