PCL vs VCIT

APCL

BVCIT

Measures won1–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · SGOV $12,086

Lowest cost0.03%VCIT · $3 on $10k

Most income6.09%PCL · $609 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]PCL and VCIT

PCL

VCIT

PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETF · $73MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

6.09%12-mo yield$609 · $502 on $10k5.02%

−8.9%Worst dropSmaller wins−4.9%

8.3%VolatilityLower wins4.5%

1–3VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPCL · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	APCL	PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETFRead Desk	0.25%	6.09%	+0.1%	−2.1%	−2.5%	new	new	−8.9%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	APCL	PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETFRead Desk	0.25%	6.09%	+0.1%	−2.1%	−2.5%	new	new	−8.9%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PCL vs VCIT

PCL

PGIM ETF Trust - PGIM Corporate Bond 10+ Year

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasurePCLVCIT

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield6.09%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+7.3%

Worst drop · 1Y−8.9%−4.9%

Volatility · 1Y8.3%4.5%

3–1measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: PCL, VCIT, SPY, SGOV

Today

[…]holdings […]

PCLVCITSPYSGOV

PCL—[…][…][…]

VCIT[…]—[…][…]

SPY[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$584most kept, PCL

PCL$609 − $25 = $584

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee