PCLO vs SCHD

APCLO

BSCHD

Measures won3–1PCLO wins · of 6 · 5Y

$10,000 · 5Y$16,495VIG · SCHD $16,352

Lowest cost0.04%VIG · $4 on $10k

Most income5.00%PCLO · $500 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]PCLO and SCHD

PCLO

SCHD

Virtus ETF Trust II - Virtus Seix AAA Private Credit CLO ETF · $19MSchwab U.S. Dividend Equity ETF · $121B

[…]3 years · per year[…] · $17,784+21.2%

[…]5 years · per year[…] · $16,352+10.3%

0.29%Expense ratio$29 · $6 on $10k · lower wins0.06%

5.00%12-mo yield$500 · $297 on $10k2.97%

−0.2%Worst dropSmaller wins−6.9%

0.9%VolatilityLower wins11.4%

3–1PCLO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPCLO · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.47%	−0.3%	+14.0%	+15.9%	+20.2%	+10.5%	−7.9%	$109.1B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	APCLO	Virtus ETF Trust II - Virtus Seix AAA Private Credit CLO ETFRead Desk	0.29%	5.00%	0.0%	+4.0%	+4.9%	new	new	−0.2%	$19M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.47%	−0.3%	+14.0%	+15.9%	+20.2%	+10.5%	−7.9%	$109.1B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	APCLO	Virtus ETF Trust II - Virtus Seix AAA Private Credit CLO ETFRead Desk	0.29%	5.00%	0.0%	+4.0%	+4.9%	new	new	−0.2%	$19M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PCLO vs SCHD

PCLO

Virtus ETF Trust II - Virtus Seix AAA Private Credit CLO

[…]

SCHD

Schwab U.S. Dividend Equity

$16,352

MeasurePCLOSCHD

Fee0.29%0.06%

Cost on $10k a year$29$6

Yield5.00%2.97%

5 years, per year[…]+10.3%

3 years, per year[…]+21.2%

Worst drop · 1Y−0.2%−6.9%

Volatility · 1Y0.9%11.4%

3–1measures won
PCLO first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 4, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.0%

VIGVanguard

+14.0%

+18.0%Year to date+14.0%

1.8%Yield1.5%

$45.1BAssets$109B

2–0DGRO wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 4, 2026

Overlap: PCLO, SCHD, SGOV, VIG

Today

14.5%most shared, SCHD and VIG

PCLOSCHDSGOVVIG

PCLO—[…][…][…]

SCHD[…]—[…]14.5%

SGOV[…][…]—[…]

VIG[…]14.5%[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$471most kept, PCLO

PCLO$500 − $29 = $471

SGOV$363 − $9 = $354

SCHD$297 − $6 = $291

VIG$147 − $4 = $143

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee