PFIX vs SCHD

APFIX

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$30,150PFIX · VYM $16,941

Lowest cost0.04%VYM · $4 on $10k

Most income6.81%PFIX · $681 on $10k

Smallest drop−6.7%VYM · worst fall in 1Y

Held in common0.0%PFIX and SCHD

PFIX

SCHD

Simplify Interest Rate Hedge ETF · $227MSchwab U.S. Dividend Equity ETF · $120B

+4.7%3 years · per year$11,487 · $17,266+20.0%

+24.7%5 years · per year$30,149 · $16,267+10.2%

0.53%Expense ratio$53 · $6 on $10k · lower wins0.06%

6.81%12-mo yield$681 · $300 on $10k3.00%

−19.5%Worst dropSmaller wins−6.9%

30.2%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPFIX · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk	0.53%	6.81%	−0.3%	+16.0%	+26.4%	+4.7%	+24.7%	−19.5%	$227M
2	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk	0.53%	6.81%	−0.3%	+16.0%	+26.4%	+4.7%	+24.7%	−19.5%	$227M
2	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PFIX vs SCHD

PFIX

Simplify Interest Rate Hedge

$30,150

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasurePFIXSCHD

Fee0.53%0.06%

Cost on $10k a year$53$6

Yield6.81%3.00%

5 years, per year+24.7%+10.2%

3 years, per year+4.7%+20.0%

Worst drop · 1Y−19.5%−6.9%

Volatility · 1Y30.2%11.7%

4–2measures won
SCHD first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: PFIX, SCHD, VYM

Today

21.9%most shared, SCHD and VYM

PFIXSCHDVYM

PFIX—0.0%0.0%

SCHD0.0%—21.9%

VYM0.0%21.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$628most kept, PFIX

PFIX$681 − $53 = $628

SCHD$300 − $6 = $294

VYM$231 − $4 = $227

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee