PFIX vs SPY

APFIX

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$30,199PFIX · SPY $18,060

Lowest cost0.09%SPY · $9 on $10k

Most income6.78%PFIX · $678 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%PFIX and SPY

PFIX

SPY

Simplify Interest Rate Hedge ETF · $244MState Street SPDR S&P 500 ETF · $805B

+3.4%3 years · per year$11,066 · $19,132+24.1%

+24.7%5 years · per year$30,199 · $18,060+12.6%

0.53%Expense ratio$53 · $9 on $10k · lower wins0.09%

6.78%12-mo yield$678 · $99 on $10k0.99%

−19.5%Worst dropSmaller wins−8.9%

30.2%VolatilityLower wins12.9%

2–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsPFIX · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk		0.53%	6.78%	−1.8%	+16.5%	+29.4%	+3.4%	+24.7%	−19.5%	$244M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk		0.53%	6.78%	−1.8%	+16.5%	+29.4%	+3.4%	+24.7%	−19.5%	$244M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PFIX vs SPY

PFIX

Simplify Interest Rate Hedge

$30,199

SPY

SPDR S&P 500

$18,060

MeasurePFIXSPY

Fee0.53%0.09%

Cost on $10k a year$53$9

Yield6.78%0.99%

5 years, per year+24.7%+12.6%

3 years, per year+3.4%+24.1%

Worst drop · 1Y−19.5%−8.9%

Volatility · 1Y30.2%12.9%

4–2measures won
SPY first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: PFIX, SPY

Today

0.0%most shared, PFIX and SPY

PFIXSPY

PFIX—0.0%

SPY0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$625most kept, PFIX

PFIX$678 − $53 = $625

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee