PFIX vs VTI

APFIX

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$29,432PFIX · VOO $17,543

Lowest cost0.03%VTI · $3 on $10k

Most income6.81%PFIX · $681 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%PFIX and VTI

PFIX

VTI

Simplify Interest Rate Hedge ETF · $218MVanguard Morningstar Total Stock Market ETF · $689B

+6.1%3 years · per year$11,951 · $18,090+21.8%

+24.1%5 years · per year$29,432 · $16,697+10.8%

0.53%Expense ratio$53 · $3 on $10k · lower wins0.03%

6.81%12-mo yield$681 · $106 on $10k1.06%

−19.5%Worst dropSmaller wins−8.9%

30.2%VolatilityLower wins13.9%

2–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPFIX · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk	0.53%	6.81%	0.0%	+16.0%	+27.9%	+6.1%	+24.1%	−19.5%	$218M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	APFIX	Simplify Interest Rate Hedge ETFRead Desk	0.53%	6.81%	0.0%	+16.0%	+27.9%	+6.1%	+24.1%	−19.5%	$218M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PFIX vs VTI

PFIX

Simplify Interest Rate Hedge

$29,432

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasurePFIXVTI

Fee0.53%0.03%

Cost on $10k a year$53$3

Yield6.81%1.06%

5 years, per year+24.1%+10.8%

3 years, per year+6.1%+21.8%

Worst drop · 1Y−19.5%−8.9%

Volatility · 1Y30.2%13.9%

4–2measures won
VTI first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: PFIX, VTI, VOO

Today

89.0%most shared, VTI and VOO

PFIXVTIVOO

PFIX—0.0%0.0%

VTI0.0%—89.0%

VOO0.0%89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$628most kept, PFIX

PFIX$681 − $53 = $628

VOO$107 − $3 = $104

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee