PFM vs VOO

APFM

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,115VOO · PFM $17,084

Lowest cost0.03%VOO · $3 on $10k

Most income1.27%PFM · $127 on $10k

Smallest drop−7.1%PFM · worst fall in 1Y

Held in common42.7%PFM and VOO

PFM

VOO

Invesco Dividend Achievers ETF · $814MVanguard S&P 500 ETF · $1.00T

+20.5%3 years · per year$17,486 · $19,172+24.2%

+11.3%5 years · per year$17,084 · $18,115+12.6%

0.52%Expense ratio$52 · $3 on $10k · lower wins0.03%

1.27%12-mo yield$127 · $105 on $10k1.05%

−7.1%Worst dropSmaller wins−8.9%

9.6%VolatilityLower wins12.8%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsPFM · VOO

4.1%AAPL7.4%

4.0%MSFT5.8%

3.5%AVGO2.5%

4.6%LLY1.4%

Held in common42.7%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	APFM	Invesco Dividend Achievers ETFRead Desk		0.52%	1.27%	+2.0%	+16.7%	+19.3%	+20.5%	+11.3%	−7.1%	$814M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	APFM	Invesco Dividend Achievers ETFRead Desk		0.52%	1.27%	+2.0%	+16.7%	+19.3%	+20.5%	+11.3%	−7.1%	$814M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PFM vs VOO

PFM

Invesco Dividend Achievers

$17,084

VOO

Vanguard S&P 500

$18,115

MeasurePFMVOO

Fee0.52%0.03%

Cost on $10k a year$52$3

Yield1.27%1.05%

5 years, per year+11.3%+12.6%

3 years, per year+20.5%+24.2%

Worst drop · 1Y−7.1%−8.9%

Volatility · 1Y9.6%12.8%

3–3measures won
level

42.7%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: PFM, VOO

Today

42.7%most shared, PFM and VOO

PFMVOO

PFM—42.7%

VOO42.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

PFM$127 − $52 = $75

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee