PIO vs EFA

APIO

BEFA

Measures won0–6EFA wins · of 6 · 5Y

$10,000 · 5Y$14,850EFA · PIO $11,107

Lowest cost0.32%EFA · $32 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common0.6%PIO and EFA

PIO

EFA

Invesco Global Water ETF · $277MiShares MSCI EAFE ETF · $76.1B

+12.6%3 years · per year$14,263 · $16,864+19.0%

+2.1%5 years · per year$11,107 · $14,850+8.2%

0.75%Expense ratio$75 · $32 on $10k · lower wins0.32%

0.88%12-mo yield$88 · $328 on $10k3.28%

−13.1%Worst dropSmaller wins−11.4%

16.7%VolatilityLower wins16.3%

0–6EFA wins

$10,000 · 5 yearsOne scale

Shared top holdingsPIO · EFA

3.8%GEBN.SW0.1%

3.9%VIE.PA0.1%

3.4%HLMA.L0.1%

2.2%UU.L0.1%

Held in common0.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
2	APIO	Invesco Global Water ETFRead Desk		0.75%	0.88%	−3.6%	+1.0%	−0.4%	+12.6%	+2.1%	−13.1%	$277M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
2	APIO	Invesco Global Water ETFRead Desk		0.75%	0.88%	−3.6%	+1.0%	−0.4%	+12.6%	+2.1%	−13.1%	$277M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PIO vs EFA

PIO

Invesco Global Water

$11,107

EFA

iShares MSCI EAFE

$14,850

MeasurePIOEFA

Fee0.75%0.32%

Cost on $10k a year$75$32

Yield0.88%3.28%

5 years, per year+2.1%+8.2%

3 years, per year+12.6%+19.0%

Worst drop · 1Y−13.1%−11.4%

Volatility · 1Y16.7%16.3%

6–0measures won
EFA first

0.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: PIO, EFA

Today

0.6%most shared, PIO and EFA

PIOEFA

PIO—0.6%

EFA0.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

PIO$88 − $75 = $13

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee