PJIO vs SCHF

APJIO

BSCHF

Measures won0–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,685SCHF · VEA $15,497

Lowest cost0.03%SCHF · $3 on $10k

Most income3.10%SCHF · $311 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common6.5%PJIO and SCHF

PJIO

SCHF

PGIM Jennison International Opportunities ETF · $55MSchwab International Equity ETF · $65.8B

[…]3 years · per year[…] · $17,539+20.6%

[…]5 years · per year[…] · $15,685+9.4%

0.54%Expense ratio$54 · $3 on $10k · lower wins0.03%

0.20%12-mo yield$20 · $311 on $10k3.10%

−23.4%Worst dropSmaller wins−11.5%

29.3%VolatilityLower wins18.4%

0–4SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPJIO · SCHF

3.7%005930.KS2.3%

3.3%SHOP.TO0.7%

4.8%RR.L0.5%

3.4%6857.T0.5%

Held in common6.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	APJIO	PGIM Jennison International Opportunities ETFRead Desk	0.54%	0.20%	+4.3%	−6.3%	−7.3%	new	new	−23.4%	$55M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	APJIO	PGIM Jennison International Opportunities ETFRead Desk	0.54%	0.20%	+4.3%	−6.3%	−7.3%	new	new	−23.4%	$55M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PJIO vs SCHF

PJIO

PGIM Jennison International Opportunities

[…]

SCHF

Schwab International Equity

$15,685

MeasurePJIOSCHF

Fee0.54%0.03%

Cost on $10k a year$54$3

Yield0.20%3.10%

5 years, per year[…]+9.4%

3 years, per year[…]+20.6%

Worst drop · 1Y−23.4%−11.5%

Volatility · 1Y29.3%18.4%

4–0measures won
SCHF first

6.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: PJIO, SCHF, VEA, VXUS

Today

83.9%most shared, SCHF and VEA

PJIOSCHFVEAVXUS

PJIO—6.5%6.6%5.2%

SCHF6.5%—83.9%61.7%

VEA6.6%83.9%—65.4%

VXUS5.2%61.7%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

PJIO$20 − $54 = −$34

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee