PMIO vs MMMA

APMIO

BMMMA

Measures won2–0PMIO wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV

Lowest cost0.09%SGOV · $9 on $10k

Most income3.85%PMIO · $385 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%PMIO and MMMA

PMIO

MMMA

PGIM Municipal Income Opportunities ETF · $65MNYLI MacKay Muni Allocation ETF · $60M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.25%Expense ratio$25 · $40 on $10k · lower wins0.40%

3.85%12-mo yield$385 · $374 on $10k3.74%

−4.9%Worst dropSmaller wins[…]

2.9%VolatilityLower wins[…]

2–0PMIO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPMIO · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	APMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.85%	+0.3%	+1.6%	+2.1%	new	new	−4.9%	$65M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	APMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.85%	+0.3%	+1.6%	+2.1%	new	new	−4.9%	$65M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PMIO vs MMMA

PMIO

PGIM Municipal Income Opportunities

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasurePMIOMMMA

Fee0.25%0.40%

Cost on $10k a year$25$40

Yield3.85%3.74%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y−4.9%[…]

Volatility · 1Y2.9%[…]

2–0measures won
PMIO first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: PMIO, MMMA, SGOV

Today

0.0%most shared, PMIO and MMMA

PMIOMMMASGOV

PMIO—0.0%[…]

MMMA0.0%—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$360most kept, PMIO

PMIO$385 − $25 = $360

SGOV$363 − $9 = $354

MMMA$374 − $40 = $334

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee