PMIO vs SPY

APMIO

BSPY

Measures won3–1PMIO wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income3.83%PMIO · $383 on $10k

Smallest drop−4.9%PMIO · worst fall in 1Y

Held in common0.0%PMIO and SPY

PMIO

SPY

PGIM Municipal Income Opportunities ETF · $65MState Street SPDR S&P 500 ETF · $819B

[…]3 years · per year[…] · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

3.83%12-mo yield$383 · $103 on $10k1.03%

−4.9%Worst dropSmaller wins−8.9%

2.9%VolatilityLower wins13.6%

3–1PMIO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPMIO · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	APMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.83%	+0.1%	+2.0%	+2.6%	new	new	−4.9%	$65M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	APMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.83%	+0.1%	+2.0%	+2.6%	new	new	−4.9%	$65M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PMIO vs SPY

PMIO

PGIM Municipal Income Opportunities

[…]

SPY

SPDR S&P 500

$17,118

MeasurePMIOSPY

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield3.83%1.03%

5 years, per year[…]+11.3%

3 years, per year[…]+21.7%

Worst drop · 1Y−4.9%−8.9%

Volatility · 1Y2.9%13.6%

3–1measures won
PMIO first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: PMIO, SPY, IVV

Today

99.9%most shared, SPY and IVV

PMIOSPYIVV

PMIO—0.0%0.0%

SPY0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$358most kept, PMIO

PMIO$383 − $25 = $358

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee