PRAY vs SCHD

APRAY

BSCHD

Measures won0–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · VIG $16,243

Lowest cost0.04%VIG · $4 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common2.0%PRAY and SCHD

PRAY

SCHD

FIS Christian Stock Fund · $71MSchwab U.S. Dividend Equity ETF · $120B

+14.5%3 years · per year$14,995 · $17,266+20.0%

[…]5 years · per year[…] · $16,267+10.2%

0.68%Expense ratio$68 · $6 on $10k · lower wins0.06%

0.65%12-mo yield$65 · $300 on $10k3.00%

−9.1%Worst dropSmaller wins−6.9%

15.3%VolatilityLower wins11.7%

0–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPRAY · SCHD

1.1%COP3.9%

0.9%EOG1.8%

Held in common2.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	APRAY	FIS Christian Stock FundRead Desk	0.68%	0.65%	+0.4%	+6.0%	+5.9%	+14.5%	new	−9.1%	$71M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	APRAY	FIS Christian Stock FundRead Desk	0.68%	0.65%	+0.4%	+6.0%	+5.9%	+14.5%	new	−9.1%	$71M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PRAY vs SCHD

PRAY

FIS Christian Stock Fund

[…]

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasurePRAYSCHD

Fee0.68%0.06%

Cost on $10k a year$68$6

Yield0.65%3.00%

5 years, per year[…]+10.2%

3 years, per year+14.5%+20.0%

Worst drop · 1Y−9.1%−6.9%

Volatility · 1Y15.3%11.7%

5–0measures won
SCHD first

2.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: PRAY, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

PRAYSCHDVIG

PRAY—2.0%12.8%

SCHD2.0%—14.5%

VIG12.8%14.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

PRAY$65 − $68 = −$3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee