PREF vs SCHD

APREF

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · JEPI $14,108

Lowest cost0.06%SCHD · $6 on $10k

Most income8.09%JEPI · $809 on $10k

Smallest drop−2.9%PREF · worst fall in 1Y

Held in common0.0%PREF and SCHD

PREF

SCHD

Principal Spectrum Preferred Securities Active ETF · $1.9BSchwab U.S. Dividend Equity ETF · $123B

+9.2%3 years · per year$13,033 · $17,414+20.3%

+2.6%5 years · per year$11,373 · $16,375+10.4%

0.55%Expense ratio$55 · $6 on $10k · lower wins0.06%

5.04%12-mo yield$504 · $298 on $10k2.98%

−2.9%Worst dropSmaller wins−6.9%

3.3%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPREF · SCHD

0.2%GVMXX0.0%

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	JEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	8.09%	−3.3%	+5.2%	+8.3%	+11.0%	+7.1%	−6.7%	$46.1B
3	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.04%	−0.2%	+0.4%	+1.6%	+9.2%	+2.6%	−2.9%	$1.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	JEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	8.09%	−3.3%	+5.2%	+8.3%	+11.0%	+7.1%	−6.7%	$46.1B
3	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.04%	−0.2%	+0.4%	+1.6%	+9.2%	+2.6%	−2.9%	$1.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PREF vs SCHD

PREF

Principal Spectrum Preferred Securities Active

$11,373

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasurePREFSCHD

Fee0.55%0.06%

Cost on $10k a year$55$6

Yield5.04%2.98%

5 years, per year+2.6%+10.4%

3 years, per year+9.2%+20.3%

Worst drop · 1Y−2.9%−6.9%

Volatility · 1Y3.3%11.7%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: PREF, SCHD, JEPI

Today

8.1%most shared, SCHD and JEPI

PREFSCHDJEPI

PREF—0.0%0.0%

SCHD0.0%—8.1%

JEPI0.0%8.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$774most kept, JEPI

JEPI$809 − $35 = $774

PREF$504 − $55 = $449

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee