PREF vs SPY

APREF

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income5.00%PREF · $500 on $10k

Smallest drop−2.9%PREF · worst fall in 1Y

Held in common0.0%PREF and SPY

PREF

SPY

Principal Spectrum Preferred Securities Active ETF · $1.9BState Street SPDR S&P 500 ETF · $778B

+9.1%3 years · per year$12,979 · $18,118+21.9%

+2.8%5 years · per year$11,478 · $17,493+11.8%

0.55%Expense ratio$55 · $9 on $10k · lower wins0.09%

5.00%12-mo yield$500 · $101 on $10k1.01%

−2.9%Worst dropSmaller wins−8.9%

3.4%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPREF · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.00%	+0.6%	+1.3%	+2.3%	+9.1%	+2.8%	−2.9%	$1.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.00%	+0.6%	+1.3%	+2.3%	+9.1%	+2.8%	−2.9%	$1.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PREF vs SPY

PREF

Principal Spectrum Preferred Securities Active

$11,478

SPY

SPDR S&P 500

$17,493

MeasurePREFSPY

Fee0.55%0.09%

Cost on $10k a year$55$9

Yield5.00%1.01%

5 years, per year+2.8%+11.8%

3 years, per year+9.1%+21.9%

Worst drop · 1Y−2.9%−8.9%

Volatility · 1Y3.4%13.7%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: PREF, SPY, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

PREFSPYSPYMIVV

PREF—0.0%0.0%0.0%

SPY0.0%—99.9%99.9%

SPYM0.0%99.9%—99.9%

IVV0.0%99.9%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee