PREF vs VTI

APREF

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,118IVV · VTI $17,257

Lowest cost0.03%VTI · $3 on $10k

Most income5.04%PREF · $504 on $10k

Smallest drop−2.9%PREF · worst fall in 1Y

Held in common0.0%PREF and VTI

PREF

VTI

Principal Spectrum Preferred Securities Active ETF · $1.9BVanguard Morningstar Total Stock Market ETF · $689B

+9.2%3 years · per year$13,036 · $19,059+24.0%

+2.6%5 years · per year$11,377 · $17,257+11.5%

0.55%Expense ratio$55 · $3 on $10k · lower wins0.03%

5.04%12-mo yield$504 · $105 on $10k1.05%

−2.9%Worst dropSmaller wins−8.9%

3.3%VolatilityLower wins13.1%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPREF · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.04%	+0.4%	+0.5%	+1.7%	+9.2%	+2.6%	−2.9%	$1.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	APREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.04%	+0.4%	+0.5%	+1.7%	+9.2%	+2.6%	−2.9%	$1.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PREF vs VTI

PREF

Principal Spectrum Preferred Securities Active

$11,377

VTI

Vanguard Morningstar Total Stock Market

$17,258

MeasurePREFVTI

Fee0.55%0.03%

Cost on $10k a year$55$3

Yield5.04%1.05%

5 years, per year+2.6%+11.5%

3 years, per year+9.2%+24.0%

Worst drop · 1Y−2.9%−8.9%

Volatility · 1Y3.3%13.1%

3–3measures won
level

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: PREF, VTI, IVV

Today

86.9%most shared, VTI and IVV

PREFVTIIVV

PREF—0.0%0.0%

VTI0.0%—86.9%

IVV0.0%86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$449most kept, PREF

PREF$504 − $55 = $449

IVV$109 − $3 = $106

VTI$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee