PRIV vs VCSH

APRIV

BVCSH

Measures won1–3VCSH wins · of 6 · 5Y

$10,000 · 5Y$11,379VCSH · BND $9,983

Lowest cost0.03%VCSH · $3 on $10k

Most income4.67%PRIV · $467 on $10k

Smallest drop−1.6%VCSH · worst fall in 1Y

Held in common[…]PRIV and VCSH

PRIV

VCSH

State Street IG Public & Private Credit ETF · $809MVanguard Short-Term Corporate Bond ETF · $43.9B

[…]3 years · per year[…] · $11,843+5.8%

[…]5 years · per year[…] · $11,379+2.6%

0.55%Expense ratio$55 · $3 on $10k · lower wins0.03%

4.67%12-mo yield$467 · $454 on $10k4.54%

−4.4%Worst dropSmaller wins−1.6%

3.9%VolatilityLower wins2.1%

1–3VCSH wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPRIV · VCSH

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	APRIV	State Street IG Public & Private Credit ETFRead Desk	0.55%	4.67%	+0.5%	+0.1%	+0.6%	new	new	−4.4%	$809M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	APRIV	State Street IG Public & Private Credit ETFRead Desk	0.55%	4.67%	+0.5%	+0.1%	+0.6%	new	new	−4.4%	$809M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PRIV vs VCSH

PRIV

IG Public & Private Credit

[…]

VCSH

Vanguard Short-Term Corporate Bond

$11,379

MeasurePRIVVCSH

Fee0.55%0.03%

Cost on $10k a year$55$3

Yield4.67%4.54%

5 years, per year[…]+2.6%

3 years, per year[…]+5.8%

Worst drop · 1Y−4.4%−1.6%

Volatility · 1Y3.9%2.1%

3–1measures won
VCSH first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: PRIV, VCSH, BND

Today

[…]holdings […]

PRIVVCSHBND

PRIV—[…][…]

VCSH[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$451most kept, VCSH

VCSH$454 − $3 = $451

PRIV$467 − $55 = $412

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee