PSDM vs DFSD

APSDM

BDFSD

Measures won3–2PSDM wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.2%PSDM · worst fall in 1Y

Held in common[…]PSDM and DFSD

PSDM

DFSD

PGIM Short Duration Multi-Secto · $278MDimensional - Short Duration Fixed Income ETF · $7.4B

+5.5%3 years · per year$11,736 · $11,573+5.0%

[…]5 years · per year[…]

0.40%Expense ratio$40 · $17 on $10k · lower wins0.17%

4.45%12-mo yield$445 · $450 on $10k4.50%

−1.2%Worst dropSmaller wins−1.7%

1.7%VolatilityLower wins2.1%

3–2PSDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsPSDM · DFSD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M
4	BDFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	−0.1%	+1.2%	+2.0%	+5.0%	new	−1.7%	$7.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M
4	BDFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	−0.1%	+1.2%	+2.0%	+5.0%	new	−1.7%	$7.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PSDM vs DFSD

PSDM

PGIM Short Duration Multi-Secto

[…]

DFSD

Dimensional - Short Duration Fixed Income

[…]

MeasurePSDMDFSD

Fee0.40%0.17%

Cost on $10k a year$40$17

Yield4.45%4.50%

5 years, per year[…][…]

3 years, per year+5.5%+5.0%

Worst drop · 1Y−1.2%−1.7%

Volatility · 1Y1.7%2.1%

3–2measures won
PSDM first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: PSDM, DFSD, VCIT, MUB

Today

[…]holdings […]

PSDMDFSDVCITMUB

PSDM—[…][…][…]

DFSD[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DFSD$450 − $17 = $433

PSDM$445 − $40 = $405

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee