PSDM vs SGOV

APSDM

BSGOV

Measures won2–3SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SGOV $12,090

Lowest cost0.03%IVV · $3 on $10k

Most income4.45%PSDM · $445 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]PSDM and SGOV

PSDM

SGOV

PGIM Short Duration Multi-Secto · $278MiShares 0-3 Month Treasury Bond ETF · $117B

+5.5%3 years · per year$11,736 · $11,419+4.5%

[…]5 years · per year[…] · $12,090+3.9%

0.40%Expense ratio$40 · $9 on $10k · lower wins0.09%

4.45%12-mo yield$445 · $363 on $10k3.63%

−1.2%Worst dropSmaller wins0.0%

1.7%VolatilityLower wins0.2%

2–3SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPSDM · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PSDM vs SGOV

PSDM

PGIM Short Duration Multi-Secto

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasurePSDMSGOV

Fee0.40%0.09%

Cost on $10k a year$40$9

Yield4.45%3.63%

5 years, per year[…]+3.9%

3 years, per year+5.5%+4.5%

Worst drop · 1Y−1.2%+0.0%

Volatility · 1Y1.7%0.2%

3–2measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: PSDM, SGOV, IVV

Today

0.0%most shared, PSDM and IVV

PSDMSGOVIVV

PSDM—[…]0.0%

SGOV[…]—[…]

IVV0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$405most kept, PSDM

PSDM$445 − $40 = $405

SGOV$363 − $9 = $354

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee