PSDM vs VOO

APSDM

BVOO

Measures won3–2PSDM wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VTI $16,375

Lowest cost0.03%VOO · $3 on $10k

Most income4.45%PSDM · $445 on $10k

Smallest drop−1.2%PSDM · worst fall in 1Y

Held in common0.0%PSDM and VOO

PSDM

VOO

PGIM Short Duration Multi-Secto · $278MVanguard S&P 500 ETF · $1.00T

+5.5%3 years · per year$11,736 · $18,079+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.40%Expense ratio$40 · $3 on $10k · lower wins0.03%

4.45%12-mo yield$445 · $110 on $10k1.10%

−1.2%Worst dropSmaller wins−8.9%

1.7%VolatilityLower wins13.5%

3–2PSDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPSDM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PSDM vs VOO

PSDM

PGIM Short Duration Multi-Secto

[…]

VOO

Vanguard S&P 500

$17,177

MeasurePSDMVOO

Fee0.40%0.03%

Cost on $10k a year$40$3

Yield4.45%1.10%

5 years, per year[…]+11.4%

3 years, per year+5.5%+21.8%

Worst drop · 1Y−1.2%−8.9%

Volatility · 1Y1.7%13.5%

3–2measures won
PSDM first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: PSDM, VOO, VTI

Today

89.0%most shared, VOO and VTI

PSDMVOOVTI

PSDM—0.0%0.0%

VOO0.0%—89.0%

VTI0.0%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$405most kept, PSDM

PSDM$445 − $40 = $405

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee