PTLC vs DFAC
5Y+14.4%3 years · per year$14,982 · $17,722+21.0%
+8.2%5 years · per year$14,819 · $16,525+10.6%
0.60%Expense ratio$60 · $21 on $10k · lower wins0.21%
1.03%12-mo yield$103 · $90 on $10k0.90%
−8.8%Worst dropSmaller wins−8.5%
13.0%VolatilityLower wins12.9%
1–5DFAC wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsPTLC · DFAC
7.9%AAPL5.9%
6.3%MSFT5.0%
6.9%NVDA4.8%
4.0%AMZN2.7%
Held in common69.1%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two