PULS vs OPER

APULS

BOPER

Measures won4–1PULS wins · of 6 · 5Y

$10,000 · 5Y$12,422PULS · OPER $12,137

Lowest cost0.09%SGOV · $9 on $10k

Most income4.36%PULS · $436 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%PULS and OPER

PULS

OPER

PGIM Ultra Short Bond ETF · $19.7BClearShares Ultra-Short Maturity ETF · $113M

+5.3%3 years · per year$11,672 · $11,446+4.6%

+4.4%5 years · per year$12,422 · $12,137+4.0%

0.15%Expense ratio$15 · $20 on $10k · lower wins0.20%

4.36%12-mo yield$436 · $372 on $10k3.72%

−0.1%Worst dropSmaller wins−0.1%

0.4%VolatilityLower wins0.3%

4–1PULS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsPULS · OPER

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	BOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	BOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.9%	+4.6%	+4.0%	−0.1%	$113M
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PULS vs OPER

PULS

PGIM Ultra Short Bond

$12,422

OPER

ClearShares Ultra-Short Maturity

$12,138

MeasurePULSOPER

Fee0.15%0.20%

Cost on $10k a year$15$20

Yield4.36%3.72%

5 years, per year+4.4%+4.0%

3 years, per year+5.3%+4.6%

Worst drop · 1Y−0.1%−0.1%

Volatility · 1Y0.4%0.3%

4–1measures won
PULS first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: PULS, OPER, SGOV

Today

0.0%most shared, PULS and OPER

PULSOPERSGOV

PULS—0.0%[…]

OPER0.0%—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$421most kept, PULS

PULS$436 − $15 = $421

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee