PY vs SPY

APY

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,099SPY · PY $15,177

Lowest cost0.09%SPY · $9 on $10k

Most income1.68%PY · $168 on $10k

Smallest drop−6.2%PY · worst fall in 1Y

Held in common33.0%PY and SPY

SPY

Principal Value ETF · $243MState Street SPDR S&P 500 ETF · $805B

+17.9%3 years · per year$16,401 · $18,174+22.0%

+8.7%5 years · per year$15,177 · $17,099+11.3%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.68%12-mo yield$168 · $103 on $10k1.03%

−6.2%Worst dropSmaller wins−8.9%

10.7%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsPY · SPY

9.1%AAPL7.7%

3.4%AMZN3.9%

1.9%V1.1%

1.5%XOM1.0%

Held in common33.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	APY	Principal Value ETFRead Desk		0.15%	1.68%	−2.5%	+12.5%	+15.5%	+17.9%	+8.7%	−6.2%	$243M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	APY	Principal Value ETFRead Desk		0.15%	1.68%	−2.5%	+12.5%	+15.5%	+17.9%	+8.7%	−6.2%	$243M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PY vs SPY

Principal Value

$15,177

SPY

SPDR S&P 500

$17,099

MeasurePYSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.68%1.03%

5 years, per year+8.7%+11.3%

3 years, per year+17.9%+22.0%

Worst drop · 1Y−6.2%−8.9%

Volatility · 1Y10.7%13.6%

3–3measures won
level

33.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: PY, SPY

Today

33.0%most shared, PY and SPY

PYSPY

PY—33.0%

SPY33.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$153most kept, PY

PY$168 − $15 = $153

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee