QAI vs SPY

AQAI

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.43%QAI · $143 on $10k

Smallest drop−4.4%QAI · worst fall in 1Y

Held in common0.0%QAI and SPY

QAI

SPY

NYLI Hedge Multi-Strategy Tracker ETF · $980MState Street SPDR S&P 500 ETF · $819B

+8.6%3 years · per year$12,803 · $18,174+22.0%

+3.9%5 years · per year$12,107 · $17,099+11.3%

0.75%Expense ratio$75 · $9 on $10k · lower wins0.09%

1.43%12-mo yield$143 · $103 on $10k1.03%

−4.4%Worst dropSmaller wins−8.9%

7.3%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQAI · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQAI	NYLI Hedge Multi-Strategy Tracker ETFRead Desk	0.75%	1.43%	−1.5%	+5.0%	+6.0%	+8.6%	+3.9%	−4.4%	$980M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AQAI	NYLI Hedge Multi-Strategy Tracker ETFRead Desk	0.75%	1.43%	−1.5%	+5.0%	+6.0%	+8.6%	+3.9%	−4.4%	$980M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QAI vs SPY

QAI

NYLI Hedge Multi-Strategy Tracker

$12,107

SPY

SPDR S&P 500

$17,099

MeasureQAISPY

Fee0.75%0.09%

Cost on $10k a year$75$9

Yield1.43%1.03%

5 years, per year+3.9%+11.3%

3 years, per year+8.6%+22.0%

Worst drop · 1Y−4.4%−8.9%

Volatility · 1Y7.3%13.6%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: QAI, SPY, IVV

Today

99.9%most shared, SPY and IVV

QAISPYIVV

QAI—0.0%0.0%

SPY0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

QAI$143 − $75 = $68

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee