QDEF vs SCHD

AQDEF

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,453QDEF · VOO $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common11.0%QDEF and SCHD

QDEF

SCHD

Northern Trust Quality Dividend Defensive ETF · $557MSchwab U.S. Dividend Equity ETF · $120B

+20.3%3 years · per year$17,398 · $17,266+20.0%

+11.8%5 years · per year$17,453 · $16,267+10.2%

0.40%Expense ratio$40 · $6 on $10k · lower wins0.06%

1.61%12-mo yield$161 · $300 on $10k3.00%

−7.0%Worst dropSmaller wins−6.9%

10.3%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsQDEF · SCHD

1.2%QCOM3.6%

1.1%PG4.5%

0.9%MO3.1%

0.9%BMY3.1%

Held in common11.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AQDEF	Northern Trust Quality Dividend Defensive ETFRead Desk	0.40%	1.61%	−0.3%	+10.2%	+12.6%	+20.3%	+11.8%	−7.0%	$557M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AQDEF	Northern Trust Quality Dividend Defensive ETFRead Desk	0.40%	1.61%	−0.3%	+10.2%	+12.6%	+20.3%	+11.8%	−7.0%	$557M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

QDEF vs SCHD

QDEF

Northern Trust Quality Dividend Defensive

$17,453

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureQDEFSCHD

Fee0.40%0.06%

Cost on $10k a year$40$6

Yield1.61%3.00%

5 years, per year+11.8%+10.2%

3 years, per year+20.3%+20.0%

Worst drop · 1Y−7.0%−6.9%

Volatility · 1Y10.3%11.7%

3–3measures won
level

11.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: QDEF, SCHD, VOO

Today

42.2%most shared, QDEF and VOO

QDEFSCHDVOO

QDEF—11.0%42.2%

SCHD11.0%—7.6%

VOO42.2%7.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

QDEF$161 − $40 = $121

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee